Compare pricing, plans, features, and realtor‑specific tools in this direct side‑by‑side guide to help you choose the right accounting solution for your real estate business.
Overview – Xero vs Agent Xpense
Xero
A popular cloud accounting platform used by small businesses globally, offering features such as bank reconciliation, invoicing, reporting, and add‑on tools.
Agent Xpense
Accounting software built specifically for real estate agents and teams, designed to track expenses, commissions, deals, and financial reporting relevant to the real estate business.
Quick Conclusion
Which software is the best fit for you?
| Category | Best Fit |
|---|---|
| General Accounting | Xero |
| Realtor‑Specific Financial Management | Agent Xpense |
| Simplicity & Realtor Focus | Agent Xpense |
| Scalable for Business Growth | Xero (larger business) / Agent Xpense (realtor focus) |
Plan Overview
Compare key features and plans at a glance
| Feature | Xero | AgentXpense |
|---|---|---|
| Plan Structure | 3 plans | Single plan |
| Free Trial | 30 days | 30 days |
| Credit Card Required | No (trial) | No (trial) |
| Best For | General small businesses | Real estate agents & teams |
Pricing Comparison
Transparent pricing for every budget
Xero
Note: Offers limited plans where core accounting features increase by tier; add‑ons like expense tracking and project tracking may cost extra. 80% off first 3 months; reverts to regular price.
Agent Xpense
Note: One flat plan includes all real estate accounting features – no multiple tiers or confusing add‑ons. Simple, predictable pricing.
* Xero's Starter, Standard, and Premium prices often vary with limited-time promotional pricing.
User Access & Support
Support and user management features
| Feature | Xero | AgentXpense |
|---|---|---|
| User Limits | Unlimited | Unlimited |
| Live Support | 24/7 online support | Direct support |
| Phone Support | Not guaranteed | Yes |
| Cancellation | One month's notice | Cancel anytime |
Feature Breakdown
Detailed comparison of core features
| Feature | Xero | Agent Xpense |
|---|---|---|
| Bank Reconciliation | Built‑in | Not primary focus |
| Invoices & Quotes | Yes | Not core |
| Expense Tracking | Optional add‑on | Native real‑estate categories |
| Financial Reporting | Standard reporting | Realtor‑focused (income/expense/commission) |
| Multi‑Currency | Premium plan only | Not typical |
| Unlimited Users | Yes | Yes |
Realtor‑Specific Tools
Features designed specifically for real estate professionals
| Realtor Feature | Xero | Agent Xpense |
|---|---|---|
| Commission Tracking | Not built‑in | Yes |
| Deal Management | No | Yes |
| Realtor Expense Categories | Generic | Realtor‑specific |
| Client Database | No | Yes |
| Tax-ready reports suitable for U.S. tax filing (Schedule C / 1099 income tracking) | Yes | Yes (with categories relevant to real estate) |
Agent Xpense includes tailored tools for commission tracking, deals, and client data – functions that are not native in Xero and typically require workarounds, a custom chart of accounts, or external apps.
Ease of Use & Workflow
Xero
Designed for broad accounting across industries. Powerful but can be complex for real estate workflows without customization.
Agent Xpense
Built for real estate professionals, no deep accounting training required. The dashboard clearly displays income, expenses, and commissions for agents.
Support & Help
Xero
Community and online support; no guaranteed phone support across all plans.
Agent Xpense
Direct support tailored for real estate professionals with guaranteed phone support.
Which Should a Realtor Choose?
Choose Xero if:
- You need a general business accounting with wide integrations.
- You're comfortable customizing the software for real estate workflows.
Choose Agent Xpense if:
- You want software made for real estate accounting out of the box.
- You prefer commission tracking, deal management, and expense categories tailored to agents.
- You want simple, predictable pricing and reporting built for tax season and business planning.
Frequently Asked Questions
Everything you need to know about Xero vs Agent Xpense
Take Control of Your Real Estate Finances
Managing commissions, expenses, and taxes doesn't have to be overwhelming. Agent Xpense helps Canadian and U.S. realtors:
- Track commissions and splits clearly.
- Log real estate–specific expenses with ease.
- See an accurate, meaningful financial report.
- Save hours of bookkeeping every month.
Xero is a registered trademark of its respective owner. This comparison is for informational purposes only.
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